Oxygen X: Powering Nigerians Through Sustainable Digital Lending
Oxygen X Finance Company Limited, a subsidiary of Access Holdings Plc, is revolutionizing access to credit for Nigerians through innovative digital lending solutions. This initiative aims for sustainable growth and impactful contributions to the African financial landscape. As the first independent digital lending arm of a major Nigerian banking group, Oxygen X is setting a new precedent in the industry.
Redefining Consumer Lending in Nigeria
Oxygen X’s core objective is to become Africa’s leading and most reputable consumer lending institution. Their dedication to this goal is already evident, demonstrated by the disbursement of over ₦3.5 billion in consumer loans to approximately 4,000 active customers in 2025 alone. This milestone highlights Oxygen X’s successful entry into Nigeria’s competitive digital lending market. Furthering its customer-centric approach, Oxygen X has introduced a “pay small small” asset financing program in partnership with companies like HPZ Th. This initiative will enable easier access to essential assets for consumers.
Oxygen X’s commitment to innovation and sustainable practices positions it as a key player in reshaping Nigeria’s financial future by providing accessible and responsible lending opportunities.
Keywords
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