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FNB outage leaves shoppers stranded on Black Friday.

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FNB Black Friday Outage Disrupts Payments Across South Africa

On one of the most critical retail days of the year, First National Bank (FNB) customers across South Africa encountered significant payment disruptions. A major outage affecting the FNB banking app began mid-morning on Black Friday, preventing many shoppers from authenticating card transactions for their online and in-store purchases. The timing of the technical failure was particularly damaging, leaving customers unable to finalize payments during the peak shopping event and forcing many to abandon their carts or find immediate alternatives to secure time-sensitive deals.

App Authentication Failures and Widespread Errors

The core of the issue stemmed from the bank’s app-based authentication system, which is crucial for verifying many modern card payments. When attempting to approve transactions, users were met with card-authentication requests that either timed out or displayed a generic error message stating that the problem was under investigation. This impacted a wide range of both e-commerce and point-of-sale purchases requiring app verification. Furthermore, direct attempts to log in to the FNB app were often unsuccessful, with customers reporting intermittent server errors and repeated session failures. The scale of the disruption was confirmed by the outage tracking service Downdetector, which recorded a sharp increase in problem reports starting around 9:30 AM, signalling a systemic and widespread failure.

Faced with an unreliable app and the pressure of fleeting deals, resourceful FNB customers quickly pivoted to alternative solutions. Many successfully bypassed the digital hurdle by switching to other payment or authentication methods that did not rely on the malfunctioning application to proceed with their shopping. These simple yet effective workarounds allowed numerous shoppers to complete their transactions despite the technical difficulties, demonstrating crucial consumer adaptability in the face of unexpected technological failures during high-stakes commercial periods in the South African market.

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