Mobile Money Transactions in Ghana Reach GH¢323 Billion in June 2025
Ghana’s mobile money sector continues its impressive growth trajectory, with the total value of transactions reaching GH¢323.2 billion in June 2025. This figure, released in the Bank of Ghana’s July 2025 Summary of Economic and Financial Data, underscores the increasing reliance on digital financial services within the country. While showing a slight dip compared to the previous month, the year-on-year growth remains substantial.
Analysis of MoMo Trends
Despite a 10.2% month-on-month decrease from May’s GH¢360 billion, the June 2025 figure demonstrates a significant 44.3% increase compared to June 2024, when transactions totaled GH¢224 billion. This indicates a sustained upward trend in the adoption of mobile money services. The number of transactions also experienced a minor decline, dropping from 796 million in May to 735 million in June, a 7.7% decrease. However, this still represents a considerable increase compared to the 644 million transactions recorded in June of the previous year. The growth highlights the continued importance of mobile money as a key driver of financial inclusion and economic activity in Ghana.
In conclusion, the latest data from the Bank of Ghana paints a picture of a thriving mobile money ecosystem in Ghana. While short-term fluctuations are evident, the overall trend points towards sustained growth and increasing adoption of digital payment solutions, solidifying mobile money’s position as a vital component of the Ghanaian economy.
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