Escaping the 100-Day Month: How Budgeting Transformed My Finances
It felt like an eternity. Every month blurred together, each one seemingly stretching out to an impossible 100 days. This wasn’t an exaggeration; the feeling of financial scarcity hit me hard, and early.
When I reached the midpoint of the month, I’d often experience a sinking feeling. A quick glance at my bank balance would reveal a startling truth: the funds were dwindling far faster than they should have. Everyday expenses—food, transport, and maybe a few small treats—had already depleted my resources, leaving me with weeks to go. The pressure was intense, especially during January, a month often jokingly referred to as “three months in one” due to its length and the financial strain after the December holidays.
# The Allowance Struggle
My story resonated deeply with a shared experience. During my youth service, surviving on the ₦33,000 monthly allowance felt like a constant challenge. Like many others, I once believed that earning more would magically solve all my financial woes. However, the underlying issue was not my income; it was my spending habits and a lack of proper financial planning.
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